Cycle to Work Scheme
Save up to 52% on an e-bike with Cycle to Work
Your employer buys the bike. You pay it back from your gross salary over 12 months.
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What you could pay
Estimate, single person, {year} tax rates.
- Save up to 52% on tax
- Repay over 12 months
- Serviced in our own workshop
- Stores in Dublin and Cork
How it works
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1
Build your quote
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Your employer pays
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Ride away
Cycle to Work Scheme
Build your quote
Pick your bike and any extras, add your details, and we will email an official invoice you can hand straight to your employer.
Choose your bike
One bike per application under the scheme.
No bikes match that. Try another brand or clear the search.
Choose a bike to continue.
Add a helmet
OptionalSafety equipment bought at the same time counts towards the same allowance.
Theft Protection
OptionalHave you thought about protecting your bike?
Clothing
OptionalBe seen, protected and dress for the weather.
Bike Add-ons
OptionalMake your bike complete with our add-ons.
Add accessories
0 of 6Locks, lights, mudguards and racks — up to 6 items, all within the same allowance.
Getting your bike
Delivery and assembly sit outside the scheme allowance, so they are billed separately.
Choose the store you will collect from.
Your details
We will send the quotation to this email address.
Enter your full name.
Enter a valid email address.
Enter a phone number so we can reach you about your order.
Enter your Eircode for delivery.
Where should we deliver the bike?
Enter the address we should deliver to.
Employer details
Your employer buys the bike and is invoiced directly, so we need their billing details.
Enter your employer's company name.
Enter your employer's address.
We will copy them on the quote so you do not have to forward it.
That email address does not look right.
PO number or employer reference only. Please don't enter PPS numbers or other personal ID.
Your quote is on its way
We have emailed an official invoice to . Pass it to whoever runs the Cycle to Work Scheme where you work. It can take a few minutes to arrive, so check your spam folder before sending another.
Nothing is ordered yet. Once your employer has paid, call us on 01 524 2062 or reply to the email and we'll process your order.
Cycle to Work questions
How much can I spend under the scheme?
| Standard bicycle | €1250 |
| E-bike (pedelec) | €1500 |
| Cargo bike or e-cargo bike | €3000 |
Each limit includes safety equipment bought at the same time, such as a helmet, lights and a lock. You can use the scheme once every four years.
What if my quote is over the limit?
Your quote shows how much is over. Depending on your employer's policy, you either pay that part yourself or it is taxed as a benefit through payroll. Ask HR which applies to you.
How much will I actually save?
Your repayments come out of your gross salary, so you don't pay income tax, USC or PRSI on that amount. The saving depends on what you earn: roughly 26–27% on the standard tax rate and 47–52% on the higher rate.
Choose your earnings in the quote panel above to see your own figure. Figures are estimates for a single person on 2026 tax rates.
My employer uses a scheme provider. Can I still buy from LOCO?
Yes. We are partner retailers of Hubex, Travel Hub and cyclescheme.ie in the Republic of Ireland. If your employer pays invoices directly, use the quote form and hand them the invoice we email you.
When will my bike be ready?
Orders are placed every Friday. In-stock bikes are ready right away. Most other orders are ready in 2–3 weeks, though some Fiido and Engwe models take 4 weeks or more. We confirm the exact date once we have ordered from the manufacturer.
Can I collect in store?
Yes. Collect from Blanchardstown, Portobello or Cork City, boxed or fully assembled and safety-checked. Or choose nationwide delivery.
Can I use a discount code or sale price?
No. Scheme orders are charged at full price because of the fees involved in running the scheme. Your quote already shows the full price.
What happens after I send my quote?
We email you an official invoice. Give it to your employer. Once they have paid, or once you have your voucher, call us or reply to the email and we will process your order.